Debt and credit card consolidation is a booming industry that promises relief to those who are struggling. There are many ways to consolidate debt, and you shouldn’t jump into it until you understand the benefits and risks.
Most people would love to win a huge amount of money. They quickly think of all the ways they would spend that money. In the past several years the lottery jackpots have attained astronomical numbers.
I came across an interesting article on reddit the other day. This person was asking why is it assumed that the market will increase over the long term?
When talking about stocks, actively managed mutual funds claim they can beat the stock market. But is this true? Is it worth considering these options?
Since I was a child, I thought retirement was about not working. As I’ve aged, my perspective on retirement has changed. For me it’s about getting to a spot where you have options in what to do with your time.
A few years ago I rolled over a small 401k balance from a previous employer to Betterment (robo-adivsor). It was a good move at the the time, and I still have a high view of Betterment as a solid robo-advisor. I decided to transfer the traditional ira to Vanguard.
Budgeting allows aligning your spending with your hopes and dreams. It is really hard to know how you are doing and if you are on the right path unless you track your progress.
Robinhood announced this week they will be offering a savings and checking account with a 3% interest rate in early 2019. If you are familiar with the current bond rates, that is an insane number.
The average credit card debt consumers have that carry a balance is over $20,000. The burden of debt can make your life miserable.
Financially, what do you have to show for all of your hard work? I talk about my story.