Since I was a child, I thought retirement was about not working. As I’ve aged, my perspective on retirement has changed. For me it’s about getting to a spot where you have options in what to do with your time.
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A few years ago I rolled over a small 401k balance from a previous employer to Betterment (robo-adivsor). It was a good move at the the time, and I still have a high view of Betterment as a solid robo-advisor. I decided to transfer the traditional ira to Vanguard.
Budgeting allows aligning your spending with your hopes and dreams. It is really hard to know how you are doing and if you are on the right path unless you track your progress.
Robinhood announced this week they will be offering a savings and checking account with a 3% interest rate in early 2019. If you are familiar with the current bond rates, that is an insane number.
The average credit card debt consumers have that carry a balance is over $20,000. The burden of debt can make your life miserable.
Financially, what do you have to show for all of your hard work? I talk about my story.