The term “pay yourself first” is often said to being the golden rule of personal finance, and it is about prioritizing how you budget and spend money.
Our 2019 financial plan is looking exciting. This year we are going to finally get debt free and start focusing on building our net worth.
Every day we make small purchases that can seem insignificant. Do these type of expenses have a significant impact on our budget? Is it worth cutting them?
Having an emergency fund can help us protect our financial future. We can’t predict the future, but we can be financially smart.
We all need food. Especially if you have a family, food expenses can take a big chunk from your budget. Groceries is one spending category that varies significantly from family to family, and there are simple techniques in cutting costs. Some families of four have a monthly grocery budget of $1,000/mo. Others can cut down […]
Budgeting allows aligning your spending with your hopes and dreams. It is really hard to know how you are doing and if you are on the right path unless you track your progress.