Having an emergency fund can help us protect our financial future. We can’t predict the future, but we can be financially smart.
Here is a list of subjects covered in this category: creating and maintaining a budget, saving money, and optimizing our spending.
We all need food. Especially if you have a family, food expenses can take a big chunk from your budget. Groceries is one spending category that varies significantly from family to family, and there are simple techniques in cutting costs. Some families of four have a monthly grocery budget of $1,000/mo. Others can cut down […]
Budgeting allows aligning your spending with your hopes and dreams. It is really hard to know how you are doing and if you are on the right path unless you track your progress.