Most people would love to win a huge amount of money. They quickly think of all the ways they would spend that money. In the past several years the lottery jackpots have attained astronomical numbers.
Budgeting allows aligning your spending with your hopes and dreams. It is really hard to know how you are doing and if you are on the right path unless you track your progress.
Robinhood announced this week they will be offering a savings and checking account with a 3% interest rate in early 2019. If you are familiar with the current bond rates, that is an insane number.
The average credit card debt consumers have that carry a balance is over $20,000. The burden of debt can make your life miserable.
Financially, what do you have to show for all of your hard work? I talk about my story.